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Earn rewards and benefits on the Curve Mastercard
This page was translated using AI and machine learning.
(Pocket-lint) – Most of us have wallets full of more cards than we can handle. You can have debit cards, credit cards, business cards, loyalty cards and more, weighing down your back pocket or purse. But that can change with Curve, a smart Mastercard and an app that consolidates all of your existing cards, letting you pay through any of them using just one card.
Curve is basically a smart wallet that combines all of your existing credit cards, debit cards, and loyalty cards into one app and Mastercard. This is a completely free upgrade (you have to pay for premium cards) for all wallets, especially travelers and those who buy expensive electronics. However, the benefits of Curve are much wider than a thinner wallet.
Curve offers all new users 1% cashback on each of their purchases for an entire month. You can optimize your trip with an additional cashback of up to 20% on Booking.com, Hertz and other providers, allowing you to accumulate the benefits of your existing cards. This means that you receive rewards from two points: the main map and Curve.
Curve also promises the best exchange rates on the market, with free ATM withdrawals abroad and up to £ 100,000 purchase protection in the event of a dispute. These benefits are automatically applied to your connected cards, helping you to shop with much more convenience and convenience. You can also upgrade to premium cards for additional rewards.
- Right now, Curve is offering a welcome bonus of £ 5 to Pocket-Lint readers on their first purchase, but you can read on to find out what makes it such a great service.
Combine multiple cards into one app and one card
The main advantage of Curve is that it can consolidate all of your debit, credit and loyalty cards into one app and Mastercard. You don’t need to have several cards with you, just one. You can easily change the card you want to use from your app. Due to this feature, you do not need to memorize multiple PIN and CVV codes, only the curve PIN and CVV code. In addition, the Curve card is compatible with Apple Pay, Google Pay and Samsung Pay, so you can add all your existing cards to these payment services at the same time.
Move payments from one card to another
If you made a payment with the wrong card, you can easily move the payment to another card. This can be done up to 30 days after the transaction and only once per transaction. This feature is particularly useful when you want to move the payment to a card with better benefits or move a payment from a personal card to a corporate card. If you ordered a new debit / credit card that has not yet arrived, you can make the payment using any of your other cards and then transfer the payment to the new card when it arrives.
No risk of card refusal
There is nothing more embarrassing than when your payment is declined, especially in social situations. Payments can be declined if your card has expired, if you have exceeded your credit limit, if the card provider has technical issues, or many other factors. Curve as an “anti-interference mode” which allows you to define a backup card which is automatically used in the event of payment failure or refusal. This allows you to make the payment without any hassle, thus avoiding potentially embarrassing situations.
1% discount with all expenses
If you own one of the premium subscription-based Curve cards, you are also entitled to 1% cash back on all your transactions with 3 or 6 retailers. The free card also offers 1% cash back at three retailers for 30 days, but this is only a short trial to help you determine if you want to upgrade to a premium card. Cashback is an additional reward that allows you to accumulate the benefits of your existing cards. This feature is especially useful for those who spend a lot of electronics at Amazon, Apple, Nintendo, etc.
Free up money from past transactions
Curve Flex is a new initiative that allows you to free up money from past transactions to meet your current and future financial needs. You can basically free up money from past transactions and convert them into monthly payments spread over installments of three to 12 months. This is a very unique feature that allows you to deal with current expenses, such as the purchase of expensive electronic equipment, vacations or emergencies. In addition, Curve Flex carries a lower interest rate than that of a conventional credit card.
Consolidate all financial information in the mobile app
Curve gives you access to advanced spending analyzes on your mobile app. You can see exactly what you have spent on all registered payment cards, calculate the accumulated Curve reward points, view a summary of spending on different categories (food, retail, travel, etc.) and set your purchases as personal or professional. You can also store photos of receipts against purchases. In fact, you can also add all your bank accounts and cards in the mobile app as well, so that all your financial information is consolidated in one place.
Pay with credit cards whenever you want
Generally speaking, credit cards cannot be used for certain types of payments, such as paying taxes and utilities. However, with the Curve Fronted feature, you can pay for all services using your credit cards registered through the Curve Debit Card. This allows you to essentially treat your credit cards like debit cards. Typically a 1.5% service charge is applied to these transactions, but you will not be charged this fee with a Curve Metal card.
Advanced security features
Curve provides a wide range of advanced customer protection capabilities. If you pay with Curve Cards you are entitled to a refund of up to £ 100,000 per dispute. You can also lock and unlock your Curve card through the mobile app at any time, which is especially useful if you can’t locate your card. Plus, paying with the Curve Card means you don’t have to divulge your bank and master card information to anyone, making all transactions more secure.
We’ve highlighted some of the most outstanding features and abilities available in the free Curve Map. However, Curve offers a wide range of additional benefits, especially if you subscribe to Curve Black or Curve Metal. Advanced Curve Cards give you access to worldwide travel insurance, cell phone insurance, discounted access to airport lounges around the world and many other benefits.
- Want to try it yourself? Curve is offering a £ 5 welcome bonus to Pocket-Lint readers on their first purchase, so there’s even more to love. Find out right here!