What’s going on with Apple Pay Later? It is now delayed until 2023
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(Pocket-lint) – Apple Pay Later might not arrive until next year. According to a new report, the upcoming “buy now, pay later” feature, which will allow eligible US customers to split their purchases into four equal payments over six weeks, is being delayed until 2023 due to technical engineering issues.
Apple announced Apple Pay Later at WWDC last summer. It was supposed to be a new feature in iOS 16 – or an update to it. However, Apple Pay Live is still not live. Journalist Mark Gurman now claims that Apple Pay Later could launch in the spring of 2023 as part of an iOS 16.4 update. “This leads me to believe that the company isn’t entirely certain when Apple Pay Later will be ready to launch,” Gurman wrote in his Power On newsletter. “The feature may not arrive until iOS 16.4 in the spring. I hear there were some pretty significant technical and engineering challenges in rolling out the service, which led to these delays.”
Apple Pay Later will be a feature of the Apple Wallet app. It will be available to Apple Pay users who make purchases online and in apps on iPhone and iPad. Apple basically offers zero-cost installment loans to users. That said, people are “subject to eligibility checks and approvals,” and Apple hasn’t specified what its eligibility checks include. But there are no interest charges when you use Apple Pay Later, and there are no fees.
For more on how Apple Pay Later will work when it arrives, check out Pocket-lint’s guide: What is Apple Pay Later and how it lets you “buy now, pay later” “?
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Written by Maggie Tillman.